Credibles: crowdfunding and gift cards for local food businesses. Enjoy a prepaid Credibles tab. https://credibles.co If you eat, you're an investor. Wed, 05 Feb 2020 00:45:08 +0000 en-US hourly 1 Mandela MarketPlace receives $422,500 USDA grant to improve healthy eating for SNAP recipients, using apps and services by Credibles. https://credibles.co/mandela-marketplace-usda-grant/ https://credibles.co/mandela-marketplace-usda-grant/#comments Fri, 01 May 2015 01:07:02 +0000 http://credibles.co/?p=1892 A fresh food breeze for healthier food stamps. SAN FRANCISCO, CA, April 30, 2015 – Secretary of Agriculture Tom Vilsack, announced earlier this month a $422,500 USDA grant for Oakland’s Mandela MarketPlace, to support their healthy fresh food initiative in West Oakland, supported by Credibles’ apps and service for “edible credits”. USDA’s Food Insecurity Nutrition... Read more »

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Gift cards just became easier https://credibles.co/gift-cards-just-became-easier/ https://credibles.co/gift-cards-just-became-easier/#comments Wed, 26 Nov 2014 22:50:05 +0000 http://credibles.co/?p=1620 Through Credibles, all food businesses now have an easy and inexpensive way to offer gift cards to customers. Spread healthy taste. No fuss. No fees. For this holiday season, every restaurant, deli, chocolatier, and gingerbread baker can offer gift cards, not matter how busy or artisanal it is. With the new Credibles app for businesses,... Read more »

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If you eat, you’re an investor. https://credibles.co/if-you-eat-you-re-an-investor/ https://credibles.co/if-you-eat-you-re-an-investor/#comments Sat, 16 Aug 2014 01:16:09 +0000 http://credibles.co/?p=1436 The post If you eat, you’re an investor. appeared first on Credibles: crowdfunding and gift cards for local food businesses. Enjoy a prepaid Credibles tab..

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Driver’s Market: An (Edible) Community Loan https://credibles.co/drivers-market-community-funded-with-edible-credits/ https://credibles.co/drivers-market-community-funded-with-edible-credits/#comments Fri, 08 Aug 2014 01:30:33 +0000 http://credibles.co/?p=1194 Through Credibles, Driver’s Market has already raised over $100,000 (and counting) from its customers, with the first $10,000 in just 10days! Update May 2015: Now over $200,000! Want Credibles for your business? Join here. Driver’s Market: committed to local community and sustainable food “We are incredibly passionate about two very important things: people and food.... Read more »

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Whole Foods Market customers can now invest in local food with Credibles. https://credibles.co/whole-foods-market-with-credibles/ https://credibles.co/whole-foods-market-with-credibles/#comments Wed, 11 Jun 2014 00:48:19 +0000 http://credibles.co/?p=1369 Whole Foods Market in Northern California / Reno accepts Credibles as a way to invest in and pay local food producers. As part of its commitment to support the local food vendors, the Northern California stores of Whole Foods Market are now accepting Credibles at their cash registers. With the Credibles app, customers fund the... Read more »

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What is Community Underwriting? https://credibles.co/what-is-community-underwriting/ https://credibles.co/what-is-community-underwriting/#comments Mon, 26 Aug 2013 17:16:31 +0000 http://credibles.co/?p=568 By Arno Hesse Crowdfunding is to banks what Youtube is to Hollywood. The “long tail” of crowdfunding has enabled many businesses successes that wouldn’t have passed the filters and capacity of financial institutions. It is a fundamentally different model of underwriting, especially in food and agriculture. Why is a bank loan for a small food... Read more »

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A bigger Flying Fish: how customers fund the shack’s upgrades https://credibles.co/flying-fish-how-customers-fund-upgrades/ https://credibles.co/flying-fish-how-customers-fund-upgrades/#comments Thu, 22 Aug 2013 20:29:25 +0000 http://credibles.co/?p=517 Flying Fish is a small seafood store in Portland OR, committed to supporting local sustainable seafood and grass-fed meats. In 2011, owner Lyf Gildersleeve and his family first opened Flying Fish in Portland out of a truck. Since then, they moved to a little “Fish Shack” on Hawthorne Blvd. Fresh seafood at Flying Fish is... Read more »

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Paying it forward: Community Working Capital https://credibles.co/paying-it-forward-community-working-capital/ https://credibles.co/paying-it-forward-community-working-capital/#comments Sun, 12 May 2013 05:21:53 +0000 http://credibles.co/?p=493 By Arno Hesse Can communities empower themselves with a Line of Credit? I’m looking forward to this day: I shop for food in my community, grab lunch, pick up cheese for a party, and go out for dinner – and I don’t take my wallet out to pay – because my community already has my... Read more »

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Hillside Supper Club: a story of Credibles in action https://credibles.co/hillside-supper-club/ https://credibles.co/hillside-supper-club/#comments Thu, 31 Jan 2013 09:55:08 +0000 http://credibles.co/?p=441 Hillside Supper Club is a neighborhood restaurant in San Francisco, embedded in the community of Bernal Heights. Until very recently, Hillside Supper Club has been a “pop-up” business, serving meals on the two closed days of another restaurant. We are now going through a metamorphosis to take over this place full time. Such a transition needs a significant investment.
First, we turned to Kickstarter for a crowdfunding campaign, offering T-shirts and name plates, to be placed in the new restaurant as rewards. The campaign went so-so. Once we learned about Credibles, whose founders happen to be customers, however, we realized that the most enticing rewards are edible: the meals we produce in our kitchen. Offering future meals in exchange for funds took our campaign over the top. Within weeks, we had more than 40 customers, each with prepaid balances of up to $400. Impressed with our community traction, other lenders came through with their loans.

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Funding local food businesses with edible credits: If you eat, you’re an investor https://credibles.co/funding-local-food-businesses-with-edible-credits-if-you-eat-youre-an-investor/ https://credibles.co/funding-local-food-businesses-with-edible-credits-if-you-eat-youre-an-investor/#comments Sun, 27 Jan 2013 09:40:03 +0000 http://credibles.co/?p=430 This post was published first in the Slow Money newsletter, January 2013 By Arno Hesse How often do we hear “We need Slow Money, fast”? Investing money in small food businesses can be a lengthy process, in many cases open to accredited investors only. The new crowdfunding service Credibles, homegrown in the Slow Money family,... Read more »

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